Introduction to Superlend

Superlend aims to solve the most pressing challenges in DeFi lending and borrowing—fragmented liquidity, inefficient rates, and complex user experiences. By aggregating the best opportunities across multiple markets and protocols, we are making lending and borrowing seamless, efficient, and more profitable for users.

Superlend consists of three core products:

A. Superlend Interface

Also known as the Aggregator, this is a powerful aggregation layer that connects users to over 350+ money markets and multiple protocols across 11 different chains. Through an intuitive dashboard, users can:

• Supply, Borrow, Repay and Withdraw across multiple money markets and curated vaults on permissionless protocols like Morpho

• Monitor Top Money Markets and Vaults

• Manage their portfolio

• Track their positions across protocols in real time

• Get access to Opportunities Cards, which highlight some of the best rates and strategies

B. Superlend Markets

Superlend Markets are essentially permissionless lending and borrowing protocol that allows users to supply assets, earn yield, and borrow against their holdings. Our first market is deployed on Etherlink, leveraging a recognized fork of Aave V3 for optimized capital efficiency.

To interact with Superlend Markets, simply supply your preferred asset and amount. By supplying assets, you can earn passive income based on the market borrowing demand. Additionally, supplying assets allows you to borrow by using your supplied assets as collateral. The interest you earn from supplying funds helps offset the interest rate you accumulate by borrowing.

C. Superlend Vaults

A new way to access yield-generating strategies with optimized risk management. Our first deployed vault on Base, SuperFunds will allow users to deposit USDC which allocates the asset across Aave, Euler, Morpho and Fluid and auto-adjust for the best returns.

Why Use Superlend?

• Maximize Earnings – Get the highest lending APYs across markets

• Borrow Smarter – Secure the lowest borrowing rates, dynamically optimized

• One Dashboard, All Markets – No more switching between platforms—everything is aggregated for you

• Open-Source & Permissionless – Anyone can interact via UI, API, or smart contracts

What Are the Risks of Using Superlend?

Superlend is fully open-source, allowing anyone to interact via UI, API, or directly with smart contracts. This openness fosters innovation, enabling developers to build third-party services that enhance the ecosystem. However, no platform is entirely risk-free. The key risks associated with our Superlend Markets include:

• Smart Contract Risk – Potential vulnerabilities in the protocol’s code.

• Liquidation Risk – The possibility of collateral liquidation due to market volatility.

That said, there are no direct risks when using the Superlend Aggregator. The aggregator simply interacts with existing, vetted, and audited smart contracts from integrated protocols—we do not deploy or own any smart contracts for aggregation.

To mitigate risks in Superlend Markets, our smart contracts are open-source, fully audited, and built with security and transparency at the core.

See our Security & Audits for more information.