# Overview An overview of Superlend and how its core products work together. Superlend is a unified DeFi lending and yield platform. You can: * Discover the best yield opportunities * Find the cheapest borrow rates * Manage positions across Aave, Morpho, Fluid, Compound, Euler, and more All from a single dashboard. *** ### **How Superlend Is Structured** #### Discover Find and compare the best earning and borrowing opportunities from your favorite protocols across 10+ chains.
#### Markets Access Superlend's curated instance of Aave V3 markets on Etherlink (approved by AaveDAO)
#### Vaults Deposit into automated stablecoin and looping vaults, and earn optimized yield without active management.
#### Portfolio Track all your lending, borrowing, and vault positions in one unified view.
*** ### What You Can Do on Superlend * Earn Yield by supplying assets to markets or depositing into vaults * Borrow Liquidity against your supplied assets * Optimize Returns through automated vault strategies * Track Everything from a single portfolio view # How Superlend Works A high-level overview of how Superlend connects markets, strategies, and your portfolio. Superlend is an interface that connects you to onchain lending markets and yield strategies. Instead of interacting with multiple protocols and dashboards, Superlend lets you: * Explore opportunities * Supply or deposit assets * Track all positions All from a single place. *** ### **From Discover to Portfolio** Most users follow the same flow on Superlend: 1. Discover opportunities\ You start in [Discover](https://app.superlend.xyz/discover), where Superlend curates markets and vault strategies which are displayed with their current rates and details. 2. Choose how to use your assets \ You can either: * Supply assets to direct markets (eg., [markets on Aave](https://app.superlend.xyz/discover?platforms=Aave+v3)) * Deposit assets into strategy-based products (vaults) 3. Positions are created onchain\ When you take action, your assets are supplied or deposited into underlying smart contracts. 4. Track everything in [Portfolio](https://app.superlend.xyz/portfolio)\ Your active positions appear in Portfolio, where you can monitor balances, performance, and exposure. Superlend keeps everything connected so you don’t need to switch between tools. *** ### **Direct Markets and Strategy-Based Products** Superlend offers two main ways to put your assets to work, depending on how hands-on you want to be. *** #### **Direct Markets** Direct markets are standard lending and borrowing environments. * You choose the asset and market * You supply assets to earn yield * You can borrow against supplied assets * Rates change based on supply and demand Direct markets are suited for users who want control and flexibility. *** #### **Strategy-Based Products** Strategy-based products are designed to make earning yield simpler. * You deposit assets into a strategy * The strategy manages allocation automatically * You don’t need to actively rebalance or move funds On Superlend, strategy-based products include: * [Native vaults](https://app.superlend.xyz/vaults), such as Superfund and asset-specific vaults (eg., [BTC Max Vault](https://app.superlend.xyz/vaults/42793-0xe6da0bb72a818ed519edb51717b86077464f0857)) * Integrated vault strategies, surfaced in Discover from supported protocols like [Morpho](https://app.superlend.xyz/discover?platforms=Morpho) or [Euler](https://app.superlend.xyz/discover?platforms=Euler) All strategy-based products are accessed and tracked through the same Superlend interface. *** ### **What Superlend Handles** Superlend is designed to reduce complexity without removing control. It handles: * Routing assets to supported markets and strategies * Displaying rates, liquidity, and positions clearly * Aggregating your positions into one portfolio view You always interact with onchain smart contracts, and your assets remain in your wallet until you take action. *** ### **What Superlend Does Not Do** * Superlend does not custody your funds * It does not guarantee yields * It does not remove market or protocol risk * **Except for Superlend’s own markets and vaults, Superlend does not own or control the smart contracts you interact with.** * Third-party opportunities shown in Discover connect you directly to the underlying protocol contracts through the Superlend interface. # Discover Discover and compare earning and borrowing opportunities in one place. Discover is where you explore earning and borrowing opportunities available on Superlend. It brings opportunities from Superlend and supported platforms and chains into one view, so you can compare rates, liquidity, and key details before taking action. *** ### **What You’ll Find in Discover** Discover shows opportunities across: * Different assets (e.g. [stablecoins](https://app.superlend.xyz/discover?sortBy=tvl\&hotKey=USD), [ETH](https://app.superlend.xyz/discover?sortBy=tvl\&hotKey=ETH), [BTC](https://app.superlend.xyz/discover?sortBy=tvl\&hotKey=BTC)) * Multiple chains * Direct markets and strategy-based products * Integrated protocols supported by Superlend All opportunities shown are live and actionable. *** ### **How Discover Is Organized** Discover is designed to help you find what matters quickly. #### **Earn and Borrow** You can switch between: * Earn opportunities, where you supply assets to earn yield * Borrow opportunities, where you borrow against collateral #### **Search and Filters** You can narrow down opportunities using: * Asset search * Asset categories (e.g. stablecoins, ETH, BTC) * Filters for chain, platform, and asset type * Advanced filters for deeper comparisons This allows you to compare opportunities side by side instead of checking multiple platforms. *** ### **Understanding the Information Shown** Each row in Discover includes key details such as: * Asset – the token you supply or borrow * Platform – the protocol where the opportunity originates * Supply APY – the current annualized supply rate * 7D Supply APY – the average supply rate over the last 7 days * Total Supply – the total amount of assets supplied to that market or strategy * Collateral Exposure – how supplied assets are being used as collateral within the market
These indicators help you assess opportunities at a glance. *** ### **What Happens When You Select an Opportunity** When you click into an opportunity from Discover: * You are taken to a detailed view * You can supply, borrow, or deposit depending if it's a market or a vault * Any action you take happens onchain via smart contracts Your positions then appear in your Portfolio. *** ### Note * Discover is NOT investment advice * It does not guarantee yields * It does not rank opportunities based on risk preferences (risk ratings will be added soon) # How to Compare Yields Discover is designed to help you compare earning opportunities side by side before taking action. This page explains what to look at when comparing yields on Superlend. *** ### Start With the Asset Always compare yields within the same asset. For example: * Compare USDC opportunities with USDC
* Compare ETH opportunities with ETH
Different assets carry different risks and market dynamics. *** ### Check the Supply APY Supply APY shows the current annualized rate for supplying an asset. * It reflects current market conditions * It can change based on supply and demand * Higher APY does not always mean better overall conditions Use Supply APY to understand what the market is paying right now.
*** ### Use the 7D Supply APY for Context 7D Supply APY shows the average supply rate over the last 7 days. This helps you: * Understand whether current rates are unusually high or low * Avoid reacting to short-term spikes * Compare stability across markets A high current APY with a much lower 7D average may be temporary.
*** ### Look at Total Supply Total Supply shows how much liquidity is already in the market or strategy. * Higher total supply usually means deeper liquidity * Lower total supply may mean rates change more quickly Liquidity can affect how stable yields are over time.
*** ### Understand Collateral Exposure Collateral Exposure indicates how supplied assets are being used within the market. * Some markets rely more heavily on supplied assets as collateral * Higher exposure can increase sensitivity to market activity This is especially relevant if you plan to borrow later.
*** ### Compare Like for Like When comparing opportunities, use the same criteria: * Same asset * Similar total supply * Similar market conditions Avoid comparing yields across unrelated assets or markets without understanding the differences. *** ### Important Reminders * Yields are variable and not guaranteed * Higher yields may come with higher risk * Rates can change quickly during periods of high activity # Filters Explained Filter and refine opportunities in Discover. Filters help you narrow down opportunities in Discover so you can quickly find what you’re looking for. *** ### **Basic Filters** * Search – find opportunities by asset name or symbol * Earn / Borrow – switch between earning and borrowing opportunities * Asset Categories – quickly filter by groups such as Stablecoins, ETH, or BTC
*** ### **Advanced Filters** Advanced filters let you refine results using multiple criteria: * Chain – filter by supported networks * Platform – filter by the underlying protocol or product * Supply Asset / Borrow Asset – show opportunities for specific assets * Supply APY / Borrow APY – filter by interest rate ranges * Total Supply – filter by market or strategy size * Available Liquidity – filter by withdrawable or borrowable liquidity
*** ### **Applying Filters** * Apply Filters updates results based on your selection * Reset Filters clears all active filters Filters can be combined and adjusted at any time. # Rewards Mode Track live incentive campaigns, daily rewards, and eligible actions across protocols. Rewards Mode provides a unified view of onchain incentive programs across Superlend’s supported protocols and markets. It surfaces real-time reward opportunities, clearly showing where incentives are available, how much is being distributed, and what actions are required to earn. Each display card aggregates live campaign data, including total daily rewards denominated in USD, the number of active opportunities, and direct access to detailed campaign breakdowns.
This allows users to view: * Reward tokens and current APR * Eligibility requirements * Campaign duration * Distribution mechanics With rewards mode toggled on, anyone can quickly identify high-value opportunities, understand required actions (such as looping or specific borrow conditions), and act directly from Superlend.
All reward data updates dynamically, reflecting live market conditions and active campaigns, allowing users to optimize yield and incentives from a single interface. # Risk Ratings (coming soon) stay tuned :) # Markets [Superlend Markets](https://app.superlend.xyz/markets) are permissionless lending and borrowing markets where you can supply assets to earn yield or borrow assets against collateral. These markets are operated and maintained by Superlend and are currently deployed on [Etherlink](https://www.etherlink.com/), a high-performance EVM-compatible Layer 2 blockchain.
In Superlend Markets, you interact directly with smart contracts to: * Supply assets and earn yield based on borrowing demand * Borrow assets against your supplied collateral * Withdraw or repay positions on-chain at any time The markets are a [DAO-approved friendly fork](https://snapshot.box/#/s:aavedao.eth/proposal/0x1d9e4f068704377a7fd4d5089ae6be9d243141f742def95c7a4c0e95770040e4) of the [Aave V3](https://aave.com/docs/aave-v3/overview) protocol optimized for Etherlink to ensure capital efficiency and competitive rates. # Superlend Markets Superlend’s curated instance of onchain lending markets. ## How Supplying Works Here’s what happens when you supply an asset: 1. Select an asset available in [Superlend Markets](https://app.superlend.xyz/markets?tab=markets) 2. Enter your desired amount and click on Deposit 3. You'll be prompted to sign a transaction in your wallet where the asset will be deposited into the lending pool 4. Start earning yield immediately based on current demand When you supply: * The yield you earn is variable and depends on overall market demand * A portion of interest paid by borrowers is distributed to suppliers * You can withdraw your supplied assets and earned yield at any time — subject to market liquidity Your supplied positions may also be used as collateral if you choose to borrow. *** ## How Borrowing Works Borrowing lets you access liquidity using your supplied assets as collateral. When you borrow: * Your collateral supports the borrowed position * You start accruing interest on the borrowed amount * Your health factor tracks how safe your position is *Health factor basics:* * *A higher health factor means lower risk of liquidation* * *If the value of your collateral falls relative to your borrow, the health factor decreases* * *If your health factor falls too far, your position can be liquidated to repay the debt* To manage risk: * Repay part or all of the borrowed amount * Add more collateral to increase your health factor There is no fixed repayment period — the loan can remain open as long as the health factor stays safe. *** ## What You Need to Know Before Supplying or Borrowing #### Supported Assets Superlend Markets support a range of assets. Supported assets are displayed in the app interface and may change over time as new assets are added. #### Transaction Costs Interactions in Superlend Markets incur transaction fees on Etherlink. These vary with network conditions and transaction complexity. #### slTokens (supplied positions) When you supply, you receive a tokenized representation of your deposited position (slTokens). #### Withdrawing & Repaying * Withdraw: Convert your slTokens back into the underlying asset pending market liquidity * Repay**:** Pay back borrowed assets anytime to reduce your debt and increase your health factor # Efficiency Mode How E-Mode increases borrowing efficiency for correlated, low-volatility assets. Efficiency Mode (E-Mode) increases capital efficiency for assets with highly correlated prices. It is designed for low-volatility, USD-denominated assets such as stablecoins and certain real-world-asset–backed tokens. *** ### **How E-Mode Works** When E-Mode is enabled: * Higher loan-to-value (LTV) and liquidation thresholds apply * Borrowing is restricted to assets within the same E-Mode category * Collateral and borrowed assets must have correlated price behavior This allows users to borrow more efficiently while maintaining similar risk characteristics. *** ### **E-Mode Asset Categories** E-Mode categories are defined by Superlend governance. A common category includes: * USD-denominated assets (e.g. stablecoins and select RWA-backed tokens) Only assets within the active category can be borrowed while E-Mode is enabled. *** ### **Collateral Behavior Outside E-Mode** * Assets outside the E-Mode category can still be supplied as collateral * Standard LTV and liquidation parameters apply * Only category-matched assets benefit from enhanced efficiency *** ### **Entering and Exiting E-Mode** * E-Mode can be enabled or disabled from the borrowing interface * When enabled, borrowing is limited to the selected category * Disabling E-Mode restores standard borrowing parameters *** ### **How E-Mode Affects Borrowing Power** * Borrowing power increases for assets within the same category * Liquidation risk remains lower due to correlated pricing * Restrictions prevent misuse across unrelated assets *** ### **Why E-Mode Exists** E-Mode is designed to: * Improve capital efficiency for low-volatility strategies * Reduce liquidation risk for correlated assets * Enable safer, higher-LTV borrowing where appropriate # Isolation Mode How isolated collateral and debt ceilings are used to manage risk in Superlend Markets. Isolation Mode is a risk management feature used in Superlend Markets to support new or higher-risk collateral assets. When an asset is listed in Isolation Mode, it can be supplied as collateral under stricter borrowing constraints to limit potential system-wide risk. *** ### How Isolation Mode Works * Isolated assets have a debt ceiling, which caps the total amount that can be borrowed against that asset across the market. * When using an isolated asset as collateral, users can only borrow approved stablecoins. * Borrowing limits are enforced automatically at the smart contract level. Isolation Mode allows Superlend to safely introduce new asset types without exposing the entire market to excessive risk. *** ### Borrowing Restrictions While an isolated asset is enabled as collateral: * Only configured stablecoins can be borrowed * Other volatile assets cannot be borrowed * The debt ceiling applies at the market level, not per user *** ### Entering and Exiting Isolation Mode Isolation Mode does not require manual activation. * You enter Isolation Mode automatically when you supply an asset that is listed as isolated collateral. * You exit Isolation Mode once the isolated asset is no longer used as collateral. *** ### Why Isolation Mode Exists Isolation Mode helps: * Reduce contagion risk from new or less-proven assets * Protect market liquidity and solvency * Enable gradual onboarding of real-world assets and other novel collateral types # RWA Markets Markets that enable borrowing against real-world–asset–backed collateral. RWA Markets allow users to interact with lending markets backed by real-world-asset–linked tokens, alongside stablecoins, within Superlend Markets. These markets are designed to support borrowing against tokenized real-world assets under conservative risk controls. *** ### What RWA Markets Are RWA Markets include assets whose value is linked to real-world instruments, such as: * Tokenized treasury bills (e.g. [mTBILL](https://midas.app/mtbill)) * Commodity-backed tokens (e.g. [xU308](https://uranium.io/en)) These assets can be supplied as collateral and used to borrow supported stablecoins. *** ### How RWA Markets Work * Users supply RWA-backed tokens as collateral * Borrowing is limited to approved stablecoins (e.g. USDC, USDT) * Risk parameters are configured more conservatively than standard crypto assets This design helps limit exposure to liquidity, oracle, and settlement risks associated with real-world assets. *** ### Supported Assets RWA Markets may include: * Collateral assets — real-world-asset–backed tokens * Borrow assets — stablecoins Not all assets support borrowing. Availability depends on market configuration. *** ### Risk Controls To manage risk, RWA Markets may use: * Isolation Mode\ RWA assets may be listed with debt ceilings to cap total borrow exposure. * Efficiency Mode (E-Mode)\ Certain RWA assets may be grouped with stablecoins in a low-volatility category to improve capital efficiency where appropriate. * Conservative Parameters\ Lower LTVs, stricter liquidation thresholds, and limited borrow options. All parameters are enforced at the smart contract level. *** ### Liquidity and Availability * Liquidity depends on market participation * Borrowing and withdrawals may be limited by available liquidity * Some markets may be temporarily frozen or restricted Users should review market conditions before supplying or borrowing. # Price Oracles How asset prices are sourced and used in Superlend Markets. Superlend Markets rely on decentralized price oracles to determine asset values used for lending, borrowing, and risk calculations. Accurate pricing is essential for: * Collateral valuation * Borrow limits * Health factor calculations * Liquidations *** ### **Primary Oracle** Superlend primarily uses [Pyth Network](https://www.pyth.network/) for crypto asset pricing. Pyth provides: * Frequently updated price feeds * Market-driven data from professional publishers * Low-latency pricing suitable for onchain markets Pyth prices are used across Superlend Markets for core calculations. *** ### **Secondary / Fallback Oracle** In addition to Pyth, Superlend integrates [RedStone](https://www.redstone.finance/) as a secondary oracle solution. RedStone serves as: * A complementary data source * A fallback mechanism for supported assets This layered approach helps improve pricing robustness. *** ### **Important to Know** * Oracle prices are used automatically by smart contracts * Superlend does not manually adjust or override oracle prices * Oracle design directly impacts liquidations and risk parameters Oracle configurations may evolve as markets and assets expand. # Deployed Contracts A list of smart contracts deployed and used by Superlend. ### Core contracts | Contract | Address | | ----------------------- | ------------------------------------------------------------------------------------------------------------------------------- | | ACL Manager | [0xcc42524a51E3999E87a4cC3c6871caCfAb9BDf30](https://explorer.etherlink.com/address/0xcc42524a51E3999E87a4cC3c6871caCfAb9BDf30) | | Pool | [0x3bD16D195786fb2F509f2E2D7F69920262EF114D](https://explorer.etherlink.com/address/0x3bD16D195786fb2F509f2E2D7F69920262EF114D) | | Pool Configurator | [0x30F6880Bb1cF780a49eB4Ef64E64585780AAe060](https://explorer.etherlink.com/address/0x30F6880Bb1cF780a49eB4Ef64E64585780AAe060) | | Pool Addresses Provider | [0x5ccF60c7E10547c5389E9cBFf543E5D0Db9F4feC](https://explorer.etherlink.com/address/0x5ccF60c7E10547c5389E9cBFf543E5D0Db9F4feC) | | Oracle | [0xeCF313dE38aA85EF618D06D1A602bAa917D62525](https://explorer.etherlink.com/address/0xeCF313dE38aA85EF618D06D1A602bAa917D62525) | | Treasury | [0x669bd328f6C494949Ed9fB2dc8021557A6Dd005f](https://explorer.etherlink.com/address/0x669bd328f6C494949Ed9fB2dc8021557A6Dd005f) | ### Periphery Contracts | Contract | Address | | ----------------------- | ------------------------------------------------------------------------------------------------------------------------------- | | Ui Pool Data Provider | [0x9F9384Ef6a1A76AE1a95dF483be4b0214fda0Ef9](https://explorer.etherlink.com/address/0x9F9384Ef6a1A76AE1a95dF483be4b0214fda0Ef9) | | Wrapped Token Gateway | [0x65fe928c5D04a2DA42347bA9D4d1C3f4952851F5](https://explorer.etherlink.com/address/0x65fe928c5D04a2DA42347bA9D4d1C3f4952851F5) | | Wallet Balance Provider | [0x5Ba9F20E35A7a9804C03a03Ff5B8F84d04f9B9b0](https://explorer.etherlink.com/address/0x5Ba9F20E35A7a9804C03a03Ff5B8F84d04f9B9b0) | ### slTokens | Contract | Address | | -------- | ------------------------------------------------------------------------------------------------------------------------------- | | USDC | [0xd03bfdF9B26DB1e6764724d914d7c3d18106a9Fb](https://explorer.etherlink.com/address/0xd03bfdF9B26DB1e6764724d914d7c3d18106a9Fb) | | USDT | [0x998098A1B2E95e2b8f15360676428EdFd976861f](https://explorer.etherlink.com/address/0x998098A1B2E95e2b8f15360676428EdFd976861f) | | WBTC | [0xfCA0802cb10b3b134a91e07f03965f63eF4B23eA](https://explorer.etherlink.com/address/0xfCA0802cb10b3b134a91e07f03965f63eF4B23eA) | | WETH | [0x301bea8B7c0eF6722c937C07Da4d53931F61969c](https://explorer.etherlink.com/address/0x301bea8B7c0eF6722c937C07Da4d53931F61969c) | | WXTZ | [0x008ae222661B6A42e3A097bd7AAC15412829106b](https://explorer.etherlink.com/address/0x008ae222661B6A42e3A097bd7AAC15412829106b) | | mTBILL | [0x187B7b83e8CaB442AD0BFEAe38067f3eb38a2d72](https://explorer.etherlink.com/address/0x187B7b83e8CaB442AD0BFEAe38067f3eb38a2d72) | | mBASIS | [0x660ADeF5993167ACdb490DF287f4Db6Cc226fFeB](https://explorer.etherlink.com/address/0x660ADeF5993167ACdb490DF287f4Db6Cc226fFeB) | | LBTC | [0x895dbdaFe151cAc3548133Fc5c6389a1E386D594](https://explorer.etherlink.com/address/0x895dbdaFe151cAc3548133Fc5c6389a1E386D594) | | mMEV | [0x1Dc383eA6530F8b6e66A3e0cE895CFACd9d3f5F4](https://explorer.etherlink.com/address/0x1Dc383eA6530F8b6e66A3e0cE895CFACd9d3f5F4) | | stXTZ | [0x65142dEC2969f1a3083Ad31541Ef4B73871C8C9B](https://explorer.etherlink.com/address/0x65142dEC2969f1a3083Ad31541Ef4B73871C8C9B) | | hBTC | [0x9839880aaa63FcDec824BF98606226e350a6f67C](https://explorer.etherlink.com/token/0x9839880aaa63FcDec824BF98606226e350a6f67C) | | hUSD | [0x42a399b096B1DAF2C0dFc308f548c29b72AADFE5](https://explorer.etherlink.com/token/0x42a399b096B1DAF2C0dFc308f548c29b72AADFE5) | ### Variable Debt Tokens | Contract | Address | | -------- | ------------------------------------------------------------------------------------------------------------------------------- | | USDC | [0x904A51d7b418d8D5f3739e421A6eD532d653f625](https://explorer.etherlink.com/address/0x904A51d7b418d8D5f3739e421A6eD532d653f625) | | USDT | [0xF9279419830016C87Be66617E6c5ea42A7204460](https://explorer.etherlink.com/address/0xF9279419830016C87Be66617E6c5ea42A7204460) | | WBTC | [0x87C4D41c0982F335E8eB6BE30fD2Ae91A6de31FB](https://explorer.etherlink.com/address/0x87C4D41c0982F335E8eB6BE30fD2Ae91A6de31FB) | | WETH | [0x2Bc84b1F1E1b89521de08C966bE1ca498F97a493](https://explorer.etherlink.com/address/0x2Bc84b1F1E1b89521de08C966bE1ca498F97a493) | | WXTZ | [0x1504D006b80b1616d2651E8d15D5d25A88efef58](https://explorer.etherlink.com/address/0x1504D006b80b1616d2651E8d15D5d25A88efef58) | # RWA Markets A list of smart contracts deployed and used by Superlend. ### Core contracts | Contract | Address | | --------------------------- | ------------------------------------------------------------------------------------------------------------------------------- | | UI\_POOL\_DATA\_PROVIDER | [0xBd24c5241ab8f3e39dA7E6309AFA5f33A493A694](https://explorer.etherlink.com/address/0xBd24c5241ab8f3e39dA7E6309AFA5f33A493A694) | | WALLET\_BALANCE\_PROVIDER | [0xc71081F13b214C4459193de5f75Ae08C4B90e97d](https://explorer.etherlink.com/address/0xc71081F13b214C4459193de5f75Ae08C4B90e97d) | | WRAPPED\_TOKEN\_GATEWAY\_V3 | [0x83Ffe3e00Ad1dEC2350e33c562F5b6559CB94eAf](https://explorer.etherlink.com/address/0x83Ffe3e00Ad1dEC2350e33c562F5b6559CB94eAf) | ### slTokens | Contract | Address | | -------- | ------------------------------------------------------------------------------------------------------------------------------- | | xU308 | [0xaE160C7FB1A3D73681Ae9204f8844097e8750cC7](https://explorer.etherlink.com/address/0xaE160C7FB1A3D73681Ae9204f8844097e8750cC7) | | USDC | [0x5ad92605F1D84C9da5E20e64BB3AA7Ab5E70BB88](https://explorer.etherlink.com/address/0x5ad92605F1D84C9da5E20e64BB3AA7Ab5E70BB88) | | USDT | [0x8C10b9c228Cb2356bc57Ec453D6746C7D531de49](https://explorer.etherlink.com/address/0x8C10b9c228Cb2356bc57Ec453D6746C7D531de49) | | mTBILL | [0x2BeFed5eA1B9B4Fc100E419C0e8432A0d9641ece](https://explorer.etherlink.com/address/0x2BeFed5eA1B9B4Fc100E419C0e8432A0d9641ece) | ### Variable Debt Tokens | Contract | Address | | -------- | ------------------------------------------------------------------------------------------------------------------------------- | | xU308 | [0x1f80Dd878ca7BF13Bc47E25978026a7906A60868](https://explorer.etherlink.com/address/0x1f80Dd878ca7BF13Bc47E25978026a7906A60868) | | USDC | [0xaE7938A84D763Bf50CF0049ec9D5242becAd68f3](https://explorer.etherlink.com/address/0xaE7938A84D763Bf50CF0049ec9D5242becAd68f3) | | USDT | [0xd1bEF6403087259C97cD0459F772D05032C02C50](https://explorer.etherlink.com/address/0xd1bEF6403087259C97cD0459F772D05032C02C50) | | mTBILL | [0xC0e7519bd8f4E82c886B7E1Be866aFA1B6Ea068B](https://explorer.etherlink.com/address/0xC0e7519bd8f4E82c886B7E1Be866aFA1B6Ea068B) | # Superlend Etherlink Incident Report & Wind-Down Plan Detailed report on the Etherlink rounding vulnerability affecting Superlend BTC markets (\~0.68 BTC impact), including remediation steps, user impact, and the planned wind-down of Etherlink markets. ### Summary Two BTC-denominated lending markets on Etherlink (WBTC and LBTC) were affected by a rounding precision vulnerability inherited from the Aave v3 codebase. * Total impact: \~0.68 BTC (\~$48k) * User funds: Not directly affected * Status: Fully patched All deposits remain accessible, and no user action is required. *** ### User Impact * All user funds remain safe and withdrawable * No positions were liquidated * No wallets were directly exploited * The impact was isolated to protocol reserves, not individual users *** ### What Happened Between February 26 and March 16 2026, automated contracts exploited a rounding asymmetry in the AToken burn mechanism used in Aave v3-based lending markets. By repeatedly cycling deposits and withdrawals, attackers extracted a very small amount of value per transaction. While negligible per cycle, the attack was executed at high frequency over several days, leading to a cumulative impact. Affected markets: * slWBTC: \~0.3377 BTC * slLBTC: \~0.3448 BTC Total: \~0.68 BTC *** ### Root Cause The issue originates from a rounding behavior in Aave v3’s accounting logic, where both mint (deposit) and burn (withdrawal) operations round in a way that creates a small imbalance in favor of withdrawals. This behavior has since been refined in newer Aave versions. Superlend’s Etherlink deployment inherited this earlier implementation. *** ### Why This Was Exploitable on Etherlink On higher-cost networks, this type of rounding imbalance is not economically viable to exploit due to transaction fees. However, Etherlink’s ultra-low transaction costs made it possible to execute the exploit repeatedly at scale, turning a minor precision issue into a meaningful extraction over time. *** ### Current Status & Remediation * The vulnerability has been fully patched across all affected pools * All markets remain operational and accessible * 0.1 BTC will be restored to reserves immediately * The remaining \~0.58 BTC will be covered progressively over time through protocol revenue We are committed to restoring full reserve health in a sustainable and transparent manner. *** ### Etherlink Markets Wind-Down Following this incident and a broader strategic evaluation, Superlend will begin a structured wind-down of its Etherlink lending markets and vaults over the coming months. This decision reflects: * Limited ecosystem liquidity depth * Constrained long-term scalability * A shift toward our core strength: cross-chain aggregation *** ### What This Means for Users * Withdrawals remain fully available at all times * New deposits will be phased out gradually, with advance notice * A detailed timeline will be shared for each market * The Superlend aggregator continues to operate normally across 15+ chains *** ### Forward Focus Superlend continues to scale as a cross-chain lending aggregator, connecting users to hundreds of markets across multiple ecosystems. This incident impacts protocol reserves, not the core product or user funds. We remain focused on: * Strengthening risk management frameworks * Improving deployment standards across chains * Building a more resilient, aggregation-first platform *** ### Full Technical Report For a detailed breakdown of the vulnerability, exploit mechanics, and on-chain references: {% file src="/files/z6VQU06QvNdfBlC9yZz3" %} # Vaults An overview of vault strategies available on Superlend. [Vaults](https://app.superlend.xyz/vaults) are automated yield strategies on Superlend.\ They let you deposit assets once and earn optimized returns without needing to manage positions manually. Vaults are designed for users who want a hands-off approach to earning yield. *** ### **What You Can Do With Vaults** When you deposit into a vault: * Your assets are put to work according to a predefined strategy * Rebalancing and allocation happen automatically * You earn yield based on how the strategy performs * Your position is tracked in your Portfolio Vaults are separate from Markets — instead of supplying directly to a market, you are participating in a strategy that allocates capital across one or more markets. *** ### **Types of Vaults on Superlend** Superlend currently supports multiple categories of vaults: #### **Superfunds** Superfunds are core vault strategies that optimize yield across supported markets based on preconfigured logic. They automatically allocate and rebalance to pursue competitive returns with risk controls. #### **Leveraged Vaults** Leveraged Vaults use controlled leverage to amplify potential yield. These strategies automatically manage leverage and deleverage cycles based on market conditions. *** ### **How Vaults Appear in the App** In the Superlend app: * Vaults are listed in the vaults page * You can view yield rates, vault information, and supported assets * Each vault page includes current performance data, allocation details and other metrics Once you deposit, your position appears in Portfolio, where you can monitor balance and earned yield. *** ### **Before You Deposit** Vaults vary in strategy and risk. Before depositing, consider: * The strategy mechanics * Any associated fees * How the vault manages risk * Whether the vault uses leverage For guidance on this, see the Vault User Guide. *** ### **What Vaults Are Not** Vaults are not: * Guaranteed yield products * Fixed-term investment contracts * Risk-free strategies Vault performance depends on how the underlying strategy allocates and how markets behave. # Prime Vaults Automated, asset-specific vaults designed for hands-off yield earning. Prime Vaults are automated, asset-specific vaults on Superlend that allocate assets across supported markets to earn yield without manual management. You deposit once, and the strategy handles allocation and rebalancing for you. *** ### **How Superfunds Work** At a high level: * You deposit an asset into a Prime Vault (eg., [USDC Prime](https://app.superlend.xyz/vaults/8453-0x10076ed296571ce4fde5b1fdf0eb9014a880e47b)) * The strategy allocates capital across markets * Allocations may adjust automatically over time * Yield accrues to your vault position All actions happen onchain via smart contracts. *** ### **What Prime Vaults Are For** Prime Vaults are suited for users who: * Prefer a hands-off approach to earning yield * Want one consolidated position instead of multiple deposits * Do not want to actively monitor rates or rebalance *** ### **Fees and Risks** * Prime Vaults may charge fees, shown in the vault details * Yields are variable and not guaranteed * Strategies involve market and smart contract risk *** ### **Using Prime Vaults** You can: * View available Prime Vaults in the Vaults section * Deposit or withdraw at any time (subject to liquidity) * Track your position in [Portfolio](https://app.superlend.xyz/portfolio) # High Yield Vaults Smart vaults that use automated leverage to amplify yield. High Yield Vaults are a category of automated yield strategies on Superlend that use controlled leverage to amplify potential returns on selected assets — currently available for USDe, XTZ and BTC. Unlike traditional vaults, High Yield Vaults on Superlend automatically manage borrowing and collateral positions to increase exposure and pursue higher yield while handling rebalancing on your behalf. These strategies are suitable for users who understand amplified risk and reward mechanics and want a more advanced yield product than standard vaults. *** ### How High Yield Vaults Work High Yield Vaults take your deposited assets and loop them through borrowing and supplying cycles to amplify yield exposure. For example: * You deposit WBTC or LBTC into the [BTC High Yield Vault](https://app.superlend.xyz/vaults/42793-0xe6da0bb72a818ed519edb51717b86077464f0857?tab=vault-info) * The vault supplies a portion of BTC to a lending market * It borrows against the supplied position * The borrowed amount is resupplied * The cycle continues within predefined risk parameters to increase exposure This process runs automatically according to the strategy logic. It increases potential yield but also increases exposure to market volatility and liquidation risk compared to standard earn vaults. *** ### Security and Risk High Yield Vaults are more complex than standard vaults, and they involve inherent risks such as: * Increased market exposure * Sensitivity to asset price movements * Higher potential for drawdowns * Risk of liquidation if collateral value falls relative to borrowed exposure *** ### Who High Yield Vaults Are For High Yield Vaults are intended for users who: * Understand how leverage affects yield and risk * Want a strategy that automatically amplifies exposure * Are comfortable with variable returns and potential volatility If you prefer a simpler, non-leveraged approach to yield, consider using Prime Vaults or Markets instead. # How it works An overview of how high yield vaults loop, rebalance, and unwind positions. High Yield Vaults automatically use leverage to amplify exposure to an asset and pursue higher yield. They manage looping, rebalancing, and unwinding for you. *** ### **Quick Overview** At a high level, the vault: 1. Supplies the deposited asset as collateral 2. Borrows against that collateral 3. Swaps borrowed funds back into the base asset 4. Repeats the process up to safe leverage limits This increases exposure relative to your initial deposit. As the vault’s total assets grow, the value of your vault shares increases. *** ### **Depositing** You can deposit in two ways: #### **Direct Deposit** * Deposit the vault’s base asset (e.g. USDe, XTZ or WBTC) * Receive vault shares immediately #### **Deposit With Another Token** * Deposit a supported token * The vault swaps it into the base asset automatically before depositing Before confirming, you will see: * The number of shares you’ll receive * Your estimated position value * Swap details and slippage settings (if applicable) *** ### **Withdrawing** You can withdraw at any time using one of two methods: #### **Instant Withdrawal** * Available if the requested amount is within the vault’s base asset reserves * Shares are redeemed immediately #### **Scheduled Withdrawal** * Used when funds are actively looped * The vault automatically unwinds positions to release liquidity * Processed within \~10 minutes once conditions match your slippage settings * Tokens can then be claimed *Additional notes:* * *You can cancel a scheduled withdrawal before it completes* * *Partial withdrawals are supported* * *Only one active or unclaimed scheduled withdrawal is allowed at a time* * *Instant withdrawals remain possible if sufficient liquidity is available* *** ### **Vault Shares & Exchange Rate** Your position is represented by vault shares. The exchange rate between shares and the base asset may fluctuate slightly due to: * Flashloan repayments * Swap buffers and slippage * Timing of rebalancing cycles A callback mechanism ensures any leftover tokens are quickly reinvested, keeping fluctuations small and short-lived. # Fees & Risks An overview of fees and risks associated with using high yield vaults. ### Fees High Yield Vaults incur fees related to building and unwinding leveraged positions. Fees apply to the total leveraged exposure, not just your initial deposit. #### Entry & Exit Costs When depositing or withdrawing, the following costs may apply: * Flashloan fee (\~0.01%)\ Applied on the leveraged exposure created. * Swap fee (\~0.01%)\ Charged per swap during looping and unwinding. * Slippage (up to \~0.15%)\ Applied when swapping into or out of the base token.\ Slippage is set by the user. The same types of costs apply on withdrawal when leveraged positions are unwound. #### Performance Fee * 15% performance fee * Applied only on profits * Realized when you interact with the vault * Never charged on principal *** ### Key Risks * Market Risk: Asset prices can move against leveraged positions * Leverage Risk: Gains and losses are amplified * Liquidity Risk: Instant withdrawals depend on available reserves * Smart Contract Risk: All interactions are onchain Risk controls reduce risk but do not eliminate it. *** ### Limits & Constraints * Supply Cap: Deposits fail if the vault cap is reached * Slippage: Applies when swapping non-base tokens * Withdrawal Liquidity: Scheduled withdrawals may be required when liquidity is low # Security Security design, risk controls, and audits for high yield vaults. High Yield Vaults are built with security as a core principle. They use audited, battle-tested components and a modular design that minimizes custom logic and reduces attack surface. *** ### **Security Design** High Yield Vaults follow a modular architecture where each operation is isolated and clearly defined. Key principles include: * Protocol-Native Integrations\ Looping strategies rely on audited lending protocols, flash loans, and decentralized exchange infrastructure rather than custom execution logic. * ERC-4626 Vault Standard\ High Yield Vaults follow the ERC-4626 tokenized vault standard, ensuring predictable accounting and transparent share-to-asset conversions. * Modular Architecture\ Borrowing, looping, and unwinding are implemented as independent modules, reducing complexity and limiting blast radius in the event of an issue. * Minimal Custom Logic\ Superlend adds only the automation and configuration required to manage leverage. Core operations rely on well-tested external protocols. *** ### **Risk Controls** The vault enforces risk parameters at the smart contract level, including: * Loan-to-value (LTV) limits * Liquidation thresholds * Maximum leverage caps These controls are designed to help prevent unsafe positions, but they do not eliminate risk. *** ### **User Safety Guarantees** * Permissionless Withdrawals\ Users can withdraw or unwind positions at any time. The vault handles deleveraging automatically when required. * Non-Custodial Design\ Funds remain in non-custodial smart contracts at all times. Superlend never takes direct custody of user assets. *** ### **Audits & Reviews** All core High Yield Vaults contracts and strategy logic have been audited by [Sherlock](https://sherlock.xyz/) prior to deployment. In addition: * Internal security reviews are conducted before releases * Protocol dependencies are reviewed before integration * Modules are monitored continuously after launch {% file src="/files/0EiDbmmUM98YR6slmMAz" %} {% file src="/files/wLU1dwv3CmpXIRqnYazg" %} ### **Important Reminder** While security best practices and audits reduce risk, leveraged strategies remain inherently complex. Users should understand the mechanics and risks before depositing. For more detail on how leverage works, see **How It Works**. # Developers Technical architecture and smart contract details for high yield vaults. High Yield Vaults are built on the ERC-4626 tokenized vault standard with a modular architecture that enables automated looping, risk management, and withdrawals. The system minimizes custom logic by composing audited protocol components with Superlend-specific automation. *** ### Architecture Overview High Yield Vaults integrate the following modules: * Flash Loans – atomic looping and unlooping execution * Universal DEX Module – token swaps during looping and withdrawals * Withdraw Manager – queued and scheduled withdrawals * Accountant Module – NAV calculation and fee accounting * Rebalancing Engine – maintains healthy leverage and target parameters All components are orchestrated by the vault contract and executed onchain. *** ### Core Components * SuperloopVault\ ERC-4626 vault implementation with supply caps and performance fees. * SuperloopActions\ Executes modular strategy actions during loop, unloop, and rebalance operations. * SuperloopBase\ Handles roles, permissions, and administrative controls. * Aave V3 Modules\ Supply, Borrow, Withdraw, Repay, and E-Mode integrations. * Flashloan Module\ Uses Aave V3 flash loans with callback handling. * Universal DEX Module\ Executes swaps internally or via external liquidity sources. * AccountantAaveV3\ Calculates total assets, profits, and performance fees. * WithdrawManager\ Queues and resolves scheduled withdrawals. * VaultRouter\ Enables token-agnostic deposits by swapping into the vault’s base asset. *** ### Deployment & Initialization High Yield Vaults are deployed behind a TransparentUpgradeableProxy and initialized using `DataTypes.VaultInitData`. Initialization includes: * Base asset, name, and symbol * Supply cap * Module registry and strategy modules * Accountant and withdraw manager modules * Admin addresses (vault admin, treasury) After initialization: * Modules and callback handlers are registered * Accountant and withdraw manager are set via admin functions *** ### Roles & Permissions * Vault Admin\ Can update supply caps, module registry, parameters, and treasury. * Privileged Addresses\ Allowed to transfer shares under guarded conditions. * Modules\ Restricted to execution within a valid vault execution context. * WithdrawManager\ Callable only by the vault during withdrawal resolution. *** ### Module Execution Flow Strategy execution uses `Superloop.operate(DataTypes.ModuleExecutionData[])`: 1. Start execution context 2. Execute each module action (CALL / DELEGATECALL) 3. End execution context `operateSelf` is used for internal calls during execution (e.g. flash loan callbacks). *** ### Flash Loan Flow 1. Flash loan triggered via `flashLoanSimple` 2. Callback routed to a registered handler using `(msg.sender, msg.sig)` 3. Handler processes approvals, repayments, and optional re-entry into `operateSelf` This enables atomic looping and deleveraging. *** ### Withdrawals * Instant Withdrawals\ Uses `instantWithdrawModule` (if available) to redeem shares directly. * Scheduled Withdrawals\ Requests are queued in `WithdrawManager`.\ The vault unwinds leveraged positions and resolves liquidity before users claim. *** ### VaultRouter (Token-Agnostic Deposits) * If `tokenIn == vault.asset()` → direct deposit * Otherwise: 1. Swap via Universal DEX Module 2. Approve resulting base asset 3. Deposit into the vault *** ### Integration Patterns Common strategy flows include: * Initial Looping\ `Flash loan → supply → borrow → swap → repay` * Leverage Adjustment\ Repay / withdraw / swap via flash loan to reach target exposure * Queued Withdrawals\ `Approve → request → vault unloops → user claims` # Portfolio View and manage all your positions across Superlend in one place. Portfolio is where you view and manage all your positions on Superlend in one place. It aggregates your positions across markets, vaults, and integrated protocols so you can understand your exposure, performance, and risk at a glance. *** ### What You’ll See in Portfolio Portfolio is split into two main areas: a summary view and a detailed positions view.
*** ### Portfolio Summary At the top of the page, you’ll see a high-level overview of your account, including: * Net Position – the total value of your positions * Your Collateral – assets supplied or deposited * Your Borrowed – outstanding borrowed amounts, if any This gives you a quick snapshot of your overall exposure. *** ### Position Overview Below the summary, Portfolio shows all your active positions across protocols and products. Each position includes: * Token – the asset involved * Platform – where the position is held (e.g., Superfund, BTC Max Vault, Markets, or integrated protocols) * Position Type – earn or borrow * Health Factor – shown for borrowing positions * Amount – current balance on platform * APY – current yield or borrow rate From here, you can manage individual positions directly. *** ### Filtering and Views Portfolio includes multiple ways to filter and organize your positions: * All Positions – view everything in one list * Positions at Risk – highlights borrowing positions with lower health factors * Transaction History – view past actions and interactions You can also filter by: * Token * Chain * Position type (earn or borrow) This makes it easier to focus on specific assets or risks. *** ### Managing Positions Each position includes a Manage action, allowing you to: * Deposit more assets * Withdraw supplied assets * Repay borrowed amounts * Adjust positions depending on the product All actions are executed onchain and reflected immediately in your Portfolio. *** ### Rewards and Incentives If you are eligible for rewards, they appear directly in Portfolio. You can: * See available rewards * Claim rewards when eligible Rewards depend on the specific product or campaign. *** ### Important to Know * Portfolio is a read-only overview until you take action * Values and APYs update dynamically based on market conditions * Some positions may appear across different protocols but are unified here Portfolio does not custody funds — it only reflects your onchain positions. # Overview How Superlend approaches security, audits, and risk management. Security is a core consideration in how Superlend is designed, built, and operated. Superlend is a non-custodial protocol that enables users to interact with onchain markets, vaults, and strategies. User funds are always held in smart contracts, and Superlend never takes custody of assets. This section outlines how security is approached across the protocol, what protections are in place, and what risks remain. *** #### Core Security Principles Superlend’s security model is built around the following principles: * Non-Custodial by Design\ User assets remain in smart contracts at all times. Superlend cannot access or move user funds arbitrarily. * Protocol-Native Integrations\ Where possible, Superlend relies on established, audited DeFi primitives rather than custom-built financial logic. * Minimal Custom Logic\ Superlend introduces only the logic required for orchestration, automation, and configuration. Core financial operations rely on battle-tested protocols. * Transparency\ All contracts, interactions, and positions are onchain and publicly verifiable. *** #### Scope of Responsibility Security on Superlend spans multiple layers: * Smart contract correctness * Oracle reliability * Risk parameters and market configuration * Strategy design for vaults However, not all risks can be eliminated. Users remain exposed to market risk, smart contract risk, and protocol dependency risk. *** #### What Security Does Not Mean Security does not imply: * Guaranteed returns * Absence of market risk * Protection from all losses * Insurance against adverse conditions Users should always understand the product they are interacting with. # Audits Independent reviews of Superlend’s contracts and market design. Superlend undergoes independent security and economic reviews to help assess the safety and robustness of its markets and contracts. Audits are one part of Superlend’s broader security approach. They reduce risk but do not eliminate it. # Contract Audits Security reviews and audit reports for Superlend smart contracts. Superlend Markets are implemented as a [recognized fork of Aave V3](https://snapshot.box/#/s:aavedao.eth/proposal/0x1d9e4f068704377a7fd4d5089ae6be9d243141f742def95c7a4c0e95770040e4), inheriting the security properties of a widely audited and battle-tested codebase. #### **Audit Coverage** * Core lending logic is based on audited Aave V3 contracts * Custom Superlend logic focuses on configuration and orchestration * Vault and strategy contracts undergo additional reviews before deployment #### **Stability Testing** Stress testing and simulations were conducted across multiple assets, including: * WETH * WBTC * USDC * USDT * XTZ These simulations tested protocol behavior under extreme volatility and adverse conditions. #### **Audit Reports** All available audit reports and reviews are published for transparency and can be accessed via Superlend’s GitHub repository. {% embed url="" %} # Economic Audit An overview of the economic risk assessment for Superlend markets. Superlend’s markets on Etherlink have undergone an independent economic audit conducted by Chainrisk. The audit evaluates market design and configuration to assess resilience under different conditions. #### Scope of the Economic Audit The review focused on: * Collateral & Borrowing Design\ Markets are over-collateralized to reduce insolvency risk during price volatility. * Risk Parameters\ Supply caps, borrow caps, loan-to-value ratios, and liquidation thresholds were analyzed and calibrated. * Market Stability\ Parameters were assessed for behavior during stress scenarios and rapid market movements. The goal of the economic audit is to ensure markets are configured conservatively enough to remain stable while maintaining usability. {% file src="/files/oyLqhgJ9DPjC5xvmIVKB" %} # Risk Framework How risks are evaluated and managed across Superlend products. Superlend uses a structured risk framework to evaluate and manage risks across its markets, vaults, and integrations. This framework helps identify where risks originate, how they may impact users, and what measures are used to reduce their impact. Risk cannot be eliminated, but it can be understood and managed. *** ### Risk Categories Superlend evaluates risk across four primary areas. #### Infrastructure Risks Risks related to the underlying technical infrastructure. * Blockchain Risks\ Network congestion, downtime, or validator issues may affect transaction execution and timing. * Oracle Risks\ Price feed inaccuracies, delays, or dependency on a limited number of data sources may impact collateral valuation and liquidations. #### Protocol Risks Risks inherent to smart contracts and protocol design. * Smart Contract Risk\ Vulnerabilities or unforeseen edge cases may exist despite audits and testing. * Liquidation Risk\ Rapid price movements can trigger liquidations, especially during periods of high volatility. * Composability Risk\ Dependencies on external protocols introduce systemic risk if those protocols fail or behave unexpectedly. * Governance & UI Risk\ Governance decisions, configuration changes, or front-end vulnerabilities may affect user interactions. #### Economic Risks Risks arising from market behavior and liquidity conditions. * Market Volatility\ Sudden price declines can reduce collateral value and increase liquidation risk. * Liquidity Risk\ Limited liquidity may affect borrowing, withdrawals, or strategy unwinding. * Bad Debt Risk\ In extreme scenarios, collateral value may be insufficient to fully cover outstanding debt. #### Ecosystem Risks Risks outside the protocol’s direct control. * Regulatory Risk\ Changes in regulations or enforcement may impact protocol operations or accessibility. *** ### Risk Mitigation Measures To manage these risks, Superlend employs multiple safeguards, including: * Conservative risk parameters and caps * Isolation Mode for higher-risk assets * Use of audited and battle-tested protocol components * Independent audits and economic reviews * Continuous monitoring and parameter adjustments These measures reduce risk exposure but do not remove risk entirely. *** ### Important Reminder All Superlend products involve risk. Users are responsible for understanding the risks associated with the products they use and for managing their positions accordingly. For a deeper analysis of Superlend’s risk considerations and assumptions, refer to the report linked below. > Read the full report ↓ {% file src="/files/08AztNZLGlrH5MQMYgEY" %} # Superpoints (coming soon) # Roadmap UPDATED ROADMAP IN PROGRESS # Vision Superlend’s vision for simplifying lending and yield in DeFi. Superlend is building a unified interface for lending, borrowing, and yield in DeFi. We make it easy for users to discover opportunities, deploy capital, and manage positions across markets and strategies — without switching tools or navigating fragmented protocols. *** ### The Problem DeFi lending is fragmented across protocols, chains, and market instances. As a result: * Users struggle to find the best rates * Managing positions is complex * Capital is often deployed inefficiently *** ### Our Approach Superlend brings lending and yield into one place: * Discover — compare earning and borrowing opportunities across supported markets * Markets — supply and borrow directly in Superlend-operated markets * Vaults — access automated strategies for hands-off yield * Portfolio — track all positions in a single view All interactions are non-custodial and onchain. *** ### Where We’re Going Superlend is designed to expand gradually — across markets, strategies, and chains — while keeping the experience simple and coherent. Our focus is not to replace protocols, but to make them easier to access and use. # Crosschain Deposits Deposit into any opportunity with any asset from any supported chain in one click. Crosschain deposits let you move any asset from any chain and deposit them into any opportunity curated by Superlend in one-click. This feature simplifies the process of bridging assets and supplying them into markets or vaults, removing the need for users to manually bridge, swap, or handle multiple steps across different networks. Our crosschain deposits are powered by [Relay Protocol](https://docs.relay.link/what-is-relay), a fast, cost-efficient, intent-based cross-chain settlement network. Relay makes cross-chain actions reliable and low-latency by matching user intents with relayers that execute transactions on the destination chain on behalf of users. *** #### How It Works 1. Pick an opportunity.

e.g., USDT0 on Plasma

2. Select any asset on any chain.
3. Deposit instantly in one-click.
Behind the scenes, Superlend: * Bridges the asset across chains * Swaps it if needed * Deposits it into the selected market or vault All required actions are bundled into a single flow, so you don’t need to manage multiple transactions or tools. *** #### Why Use Cross-Chain Deposits * One-click experience – no manual bridging or network switching * Faster execution – relayers complete transactions on the destination chain * Safer UX – fewer steps mean fewer chances to make mistakes *** #### What to Know * Availability depends on supported assets and chains * Fees (gas + relayer fees) are included in the quoted transaction * [Learn more](https://docs.relay.link/features/app-fees) * You only sign the required transactions — execution is handled for you # Risk Engine (coming soon)